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A lot of parents are hesitant about handing credit cards to their teenagers due to the risk of bad debt.  Surveys prove that teenagers are more prone to overspending especially since most of them do not pay for their own charges. 

In this article, let’s discuss how a prepaid debit card can be the [...]

It doesn’t really matter if you already own a credit card or not.
Having a debit card in your wallet can come in handy at any time. What benefits can you expect from a prepaid debit card? Here are 8 benefits to think about:
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1. You can set your own spending limit. With [...]

Aside from convenience, the primary purpose of getting a student credit card is to build an early credit history. Nevertheless, instead of building a good credit rating for themselves, many young people found themselves stuck in bad credit due to poor credit card use. If you are thinking about providing your teenager with [...]

Many people do not want to get a prepaid debit card until they need one. When stuck in bad credit, you will not be able to get approved for credit cards that require a good credit score. In this case, applying for a debit card gives you a guaranteed approval.
Prepaid Debit Cards for [...]

As the number of cardholders who default on their payments increases, credit card companies have come up with ways on how to service the bad credit market.  How?  By offering secured credit cards and prepaid debit cards to people with bad credit history.

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What Are Prepaid Debit Cards?
A prepaid debit card is a mode of [...]

One way to make the most out of your credit card is to take advantage of its zero interest rate offer.  Usually the 0% APR applies to balance transfers which means you can pay off the balances you’ve transferred without the interest rate for the entire introductory period.  The introductory period may last from 6 [...]

Credit cards are certainly the most convenient way to pay for bills and purchases.  However, with the interest rates and fees ever increasing, consumers need to be very cautious in choosing their cards.  Add to this, they need to be more aware of the exact costs their credit cards impose and their best to avoid [...]

When it comes to online shopping, paying through credit cards is the way to go.  However, with case of ID theft and credit card fraud on the rise, many consumers prefer to use other modes of payment.  For instance, online shoppers usually prefer to send their payments through a reputable third party online payment service [...]

Should you transfer to prepaid debit cards? To answer this question, let’s talk about the options that debit cards provide along with the advantages you can enjoy upon using them. But first, let’s briefly discuss what prepaid debit cards are and how they differ from credit cards.
A prepaid debit card looks like a [...]

Today I was getting a rental car for my nephew and I pulled out my prepaid debit card out of habit.  The guy at the counter informed me they charge a bit extra for debit cards do I have a regular credit card.  I was a bit surprised but as I took the card back [...]