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As the number of cardholders who default on their payments increases, credit card companies have come up with ways on how to service the bad credit market.  How?  By offering secured credit cards and prepaid debit cards to people with bad credit history.

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What Are Prepaid Debit Cards?
A prepaid debit card is a mode of [...]

One way to make the most out of your credit card is to take advantage of its zero interest rate offer.  Usually the 0% APR applies to balance transfers which means you can pay off the balances you’ve transferred without the interest rate for the entire introductory period.  The introductory period may last from 6 [...]

Credit cards are certainly the most convenient way to pay for bills and purchases.  However, with the interest rates and fees ever increasing, consumers need to be very cautious in choosing their cards.  Add to this, they need to be more aware of the exact costs their credit cards impose and their best to avoid [...]

When speaking of credit cards, three names are easily recognizable – Visa, Master Card and American Express.  We have heard these names since the early 50s when the first credit card has been introduced in the market.   In this article, let’s take a closer look at these top credit card logos and compare the differences [...]

If you were to choose between a debit card and a credit card, which one would you pick? Perhaps you may think that a credit card is always the better choice. However, debit cards can have advantages as well. In this article, let’s talk about the basic differences of debit cards and [...]

If you were to choose between a debit card and a credit card,

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which one would you pick? Perhaps you may think that a credit card is always the better choice. However, debit cards can have advantages as well. In this article, let’s talk about the basic differences of debit cards and [...]