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As the number of cardholders who default on their payments increases, credit card companies have come up with ways on how to service the bad credit market.  How?  By offering secured credit cards and prepaid debit cards to people with bad credit history.

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What Are Prepaid Debit Cards?
A prepaid debit card is a mode of [...]

One way to make the most out of your credit card is to take advantage of its zero interest rate offer.  Usually the 0% APR applies to balance transfers which means you can pay off the balances you’ve transferred without the interest rate for the entire introductory period.  The introductory period may last from 6 [...]

Credit cards are certainly the most convenient way to pay for bills and purchases.  However, with the interest rates and fees ever increasing, consumers need to be very cautious in choosing their cards.  Add to this, they need to be more aware of the exact costs their credit cards impose and their best to avoid [...]

When it comes to online shopping, paying through credit cards is the way to go.  However, with case of ID theft and credit card fraud on the rise, many consumers prefer to use other modes of payment.  For instance, online shoppers usually prefer to send their payments through a reputable third party online payment service [...]

There are two types of cards that students can choose to help them with their schooling- prepaid debit cards and student credit cards. Which of these two cards should you choose? What are their differences and how should they affect your choice? Understanding the basic points about these two credit card options [...]

Have you been denied for a credit card because of your credit status?

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If you suffer from bad credit history, a prepaid debit card may just be the tool you need to rebuild your credit. In this article, let’s see how debit cards work and how exactly they can help in rebuilding credit history [...]

If you were to choose between a debit card and a credit card, which one would you pick? Perhaps you may think that a credit card is always the better choice. However, debit cards can have advantages as well. In this article, let’s talk about the basic differences of debit cards and [...]

If you were to choose between a debit card and a credit card,

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which one would you pick? Perhaps you may think that a credit card is always the better choice. However, debit cards can have advantages as well. In this article, let’s talk about the basic differences of debit cards and [...]