Prepaid services – No Credit Checks!
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Things to Consider in Selecting the Prepaid Cell Phone Service

July 29, 2010 | Author: admin

Most people find it hard to choose prepaid cell phone services. After all there seems to be so many options available to them. Once they made up their mind on a certain prepaid plan, a new one, which possesses better features and lower rates, will be offered again by another phone carrier.

Also, the different prepaid cell phone service providers keep on enhancing their phone programs. What was once considered the best prepaid plan will be immediately outshined by its closest rival. Cell phone carriers keep on competing in terms of call rates, phone models and additional features. And this only adds to the dilemma of people over what plan they should select. Read more »

What are the Pros and Cons of Prepaid Cell Phone Services?

July 26, 2010 | Author: admin

Phone carriers zealously promote their prepaid cell phone services. They compete with one another to get the greatest number of mobile phone subscribers. And to achieve this goal, they promote low call rates, sleek cell phone models and amazing features.

But aside from the common things we see in phone advertisements, what are the real advantages of using a prepaid cell phone service? Does this service also have drawbacks? To answer these questions let us find out the pros and cons of prepaid cell phone services. Read more »

Tips on Choosing a Cell Phone Unit

July 21, 2010 | Author: admin

Service providers commonly dictate which phone models would work well on their networks. So, if you plan to replace your phone, make sure that you know the guidelines in choosing a phone that will be compatible with your chosen service carrier. This way you can easily decide whether you will stick with your current provider or you will subscribe to a new one.

So to help you in choosing a cell phone unit, we have enumerated some factors you should consider.

Tips on Selecting a Phone Unit

1.Identify your current service plan. First and foremost, you need to know whether you are subscribed to a monthly plan or a prepaid cell phone service. Read more »

How to Buy Second Hand Cell Phone Units Online

June 10, 2010 | Author: admin


You want to shift to a prepaid cell phone plan. After all you have been fully convinced of the things you read and heard about prepaid cell phone service. And you want to benefit from the unique features that prepaid cell phone plans offer.

You can always buy second hand phones that will carry prepaid plans that you want to benefit from. Still, you need to be careful in choosing and buying used phones, especially when you plan to buy it online. This way you can prevent getting ripped off by unscrupulous merchants that sell defective cell phones. Below we have enumerated some tips that you can use in securing second hand cell phone units online.

Tips on Buying Used Phones Online

1.Make sure that you don’t buy stolen items. Before you buy a used phone, check the records of the phone. Review the receipt of the phone and validate whether the name of the seller matches that name of the buyer in the receipt. Read more »

How can I Use My Debit Card Wisely?

June 7, 2010 | Author: admin

To rebuild bad credit history, you need to open a new credit account. By responsibly managing this account you can show lenders that you can be entrusted with new credit lines once again.

But, what type of credit account should you take to start re-establishing your credit worthiness? Well, you can always get a prepaid debit card. What is this debit card all about? How does it function? And how can you use a prepaid debit card wisely? Let us find out the answers to these queries.

What are Prepaid Debit Cards

Prepaid debit cards are card programs usually offered to those who have bad credit history and to those who are yet to establish credit. This is because some prepaid debit card issuers do not perform credit check on their applicants. Since they are usually offered to people with bad credit, these cards are also known as bad credit credit cards. Read more »

Tips on How to Use Secured Credit Cards Wisely

June 3, 2010 | Author: admin


One of the best cards you can get to rebuild bad credit is a secured credit card. By managing this card properly, you can have the chance to regain your credit worthiness and receive excellent credit prospects.

But what is a secured credit card? Why is it considered a bad credit credit card? How does it work? And how can you use it properly? The answers to these questions will be tackled on the next parts of this article.

What are Secured Credit Cards?

Secured credit cards are special types of credit cards. Before you can use this card to pay for your purchases and even bills, you have to come up with an initial deposit first. The initial cash-out actually serves two important functions. First, it acts as the collateral for the use of the credit card. Read more »

The Most Common Credit Cards Myths Cleared

May 31, 2010 | Author: admin

Some people have the wrong notion when it comes to using credit cards.  Understanding the real deal about credit cards can actually save you from the risk of bad credit.  Are you aware of what these credit card myths are?  Check out the following:

Myth No. 1:  It’s okay to apply for a credit card; you can always back out by not calling the activation number.

Have you applied for a credit card and yet changed your mind later on and decided not to keep it?  If you think that not activating the card will protect your credit score, you’re mistaken. Read more »

How to Rent a Car with a Debit Card

May 27, 2010 | Author: admin


Would you like to rent a car using your prepaid debit cards?  Generally, many car rental companies only accept credit card for payment.  But as more and more consumers prefer to pay with their debit cards, some car rental companies are willing to accept this method of payment.  Nevertheless, you need to be smart about it.

Below are practical tips and how to use a debit card for renting a car:

1. Check the car rental company’s policy. You can check the policy of different rent-a-car companies by checking out their website or calling the customer service number.  Read more »

A Closer Look at Debit Cards with Rewards

May 20, 2010 | Author: admin


For a long time, credit cards have overshadowed debit cards but now, consumers are starting to appreciate the value of debit plastic cards.  In fact, you can find debit cards that offer different reward programs which certainly add up to their popularity.  And as consumers try to steer clear of bad credit, the use of debit cards seems to be favoured today, more than ever.

Let’s take a closer look at the reward programs associated with debit cards:

Debit Cards with Cash Back Rewards

Just as cash back credit cards are a popular choice among consumers, debit cards with cash back rewards are an obvious favorite as well.  Usually, debit card issuers give 1% cash back or 1 point for every dollar worth of purchase. Read more »

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